Personal Umbrella

With the increasing amount of lawsuits filed today, your basic insurance policies might not provide enough coverage. For some people, especially individuals with a great deal of wealth, additional protection is needed. A personal umbrella policy extends the liability limit a person has available to protect his or her financial assets in the event of a lawsuit resulting from a liability claim. The policy provides coverage not found in primary policies such as:

• world-wide liability coverage
• coverage for personal injury suits resulting from libel, slander, false arrest, invasion of privacy, or wrongful eviction
• liability assumed by the insured under a written, oral, or implied contract or agreement.

We can help create a policy that protects you in the event you find yourself in one of these unfortunate situations.